Auto Insurance
Typography
  • Smaller Small Medium Big Bigger
  • Default Helvetica Segoe Georgia Times

If you have the knowledge of what to do on filing an auto insurance claim, you can avoid some of the problems involved in the process. You can also get better value for your insurance cost. If your car met with an accident, damaged by flood, fire or vandalism, or even stolen, you can put your car insurance to work for you by filing a claim.

Here are the steps for filing an auto insurance claim:

Decide it’s worth it: - Before calling your insurer, you should figure out whether there is a need to file a claim or not. If you have just got a scratch on your car, and the other party’s vehicle in the accident is not at all damaged, it’s better to stay off. Even if you contact your insurance company to get information about filing a claim, there is a chance that it will be recorded and thus, can affect your insurance term. If you can pay for repairing the damages from your pocket, it’s often better to do so.

Get the documentation together: - In order to file your auto insurance claim, you need a bit of information. You should have the information about the accident, witness of the accident, other party as well as their insurance. You should also have a police report copy.

Don’t delay in filing: - If you have decided to file a claim, its better you do it fast. You have to do it as soon as possible, because you want the process to get completed quickly. Even if it’s not your fault, don’t worry, the claim process will be handled by your insurance company.

Prepare yourself to receive calls from another car insurance company: - If there is a disagreement between you and the party, the other person’s car insurance company will contact you. They may ask you to tell them about the accident. Be cautious because the conversation can be recorded.

Finally, get your car repaired: - Once your claim gets approved by your insurance company, you will be able to get your car fixed. The adjuster may come and look at the damage, or they may tell you to get your damaged car to repair shop and get an estimate of the repair. As filing an auto insurance claim is not easy, these simple steps will make the process easy and get your car repaired with no trouble.

Top Stories


Car insurance is something most of the people hate. For many, it's more of a pain than a benefit, considering monthly premiums can be tought at times to cope up with. However, auto insurance covers more than just your damages. If you own a car, you must have a valid insurance in place or you could face criminal proceedings that would result in, at best, a fine and/or, at worst, a prison sentence.


 

Perceiving the car insurance topic thoroughly is demanding task and it is as tricky as the Gordian knot. However, some basic insider knowledge can assist you in recognizing your options and you can actually save lot of money as well as extract maximum out of your car insurance policy. 

Even though the car insurance is one of the desired deal one signs or probably the most important one from the point of view of protection against road mishaps, it takes away chunk of your yearly household budget.

BMW had been an engine supplier to the teams in Formula One prior to its entry as a constructor. During this short time of its presence in the Formula One, the BMW Sauber Team made some of the most advanced cars for the races.

Apart from the race track, BMW is one of the most renowned automobile manufacturers and has presented the world with engineering marvels for the road one after the other. Hence it is no wonder that it is a global leader in premium car sales.

Tesla Roadster is the only high performance sports car with zero emission in United States. Tesla is a two seats sports car and is a huge success as it completed a sale of 1200 cars in 28 countries till mid 2010.

Women are becoming more aware about their cars, whether it is decorating their cars with accessories or maintenance of the car. Fixing any part of car can be done at home or at any garage. But every time minor repairs do not require a mechanic, you can do it at your home also. It will save your time as well as your money.

As a vehicle owner, there are many do it yourself car repairs that you can do. It is not that women can’t do car repairing; there are many DIY car repairs that you can do to maintain your car and to extend the life of your car. It will help you to save your money as well.

Servicing or maintenance of a car seems to be man’s job. But there few things women can do on their own for maintenance of their car. There are many simpler ‘do it yourself’ repairs that even woman can do themselves, and one of them is replacing windshield wipers.

Girls love to have fun and also have funny as well as cute accessories for their cars. Various types of car accessories like steering wheel covers, car mats and many more available nowadays which attracts women. One such accessory, which women love to have for their cars, is the cool and trendy looking steering wheel covers.

While purchasing the car accessories, women mostly buy the accessories that make their car look more beautiful. But many a times, they forget the accessories for safe driving. One of such accessories for women drivers is convertible shoes.

Every woman wants to keep her car well modified with personalized car accessories.  They are always looking for something unique yet fashionable to make their car look good. There are many funkiest and trendiest accessories available, which women can use for their cars to make their own fashion statement.

The South Florida International Auto Show is an event held annually in Miami Beach, Florida, since 1971. The date differs but is frequently scheduled between the last week in October and first week in December.

The New York International Auto Show is a yearly held auto show in New York City in late March or early April. Generally, the show takes place at the Jacob Javits Convention Center and begins just before Easter weekend and ends on the first Sunday after Easter.

The Montreal International Auto Show known as Le Salon International de l'Auto de Montréal in French is a yearly held auto show which was first launched in 1969. The event is scheduled for 10 days in mid-to-late January in Montreal, Quebec and Canada.