Online Identity Theft is a critical problem for e-credit card users, as hackers follow highly sophisticated ways to hack personal data and financial information of customers. Being an e-credit card user, you need to secure yourself from online skimmers and protect yourself becoming a victim.
Here are few steps you can follow to shield yourself from identity scams, which occur while using credit card online-
• Share your personal information carefully: Hackers find it easy to get personal information during online transactions, as customers can’t know the person who is on other side. As you do not share any personal information to a stranger who knocks your door, you need to be cautious in similar way while sharing details online. A professional thief will even misuse your personal details; he gets through fake profile created on social networking sites.
• Generate highly secure passwords: A technical savvy thief can track your password using advanced software programs. Don’t set weak password for crucial online transactions like bank accounts, credit card accounts and share trading account. Merge numbers with letters and extend your password to at least 10 characters. Try to merge punctuation marks with the letters and numbers to make your password unique. It will be tough task to remember such a long password of more than 10 characters but you have to by heart it, without any option. Don’t write your password on any personal diary or don’t store it in your mail account.
• Beware of phishing scams: In your email account you will often find some mail messages who claim that you won some prize, asking about your personal details to deliver you that prize. It is kind of a phishing scam and don’t get duped by such fake fund or gift donors. Ensure to divert such email links to your spam box and don’t reply to such fake messages.
• Use reputed software applications: There are many software applications companies which provide innovative applications for mobile as well as desktop devices. Download application from reputed companies only as you may end up sharing your identity to wrong person unknowingly.
Above steps will help you to get protected from online identity theft and you can do e- credit card transaction without any trouble. Don’t fear while using credit cards online as they are for your convenience but don’t forget to follow above instruction before doing any transaction.