Federal government promotes financial planning for college by offering numerous tax breaks. It consists of tax deductions, tax referrals and tax credits. Most of the tax breaks enforce income limitations and taxes are completely exempted for certain level of income. Federal government offers you an opportunity to evade income taxes on college education investments and you don’t need to pay any taxes on earning or interest if those utilized for educational purpose. 

Financial aid has its own abbreviations, vocabulary and terms. Thus, before you sign on the dotted line, get to know what these financial aid terms mean.


ACT – American College Testing Program. This is a uniform multiple-choice test that measures a student’s academic aptitude in English, math, science and reading and is given to high school students as an entrance exam to some colleges and universities. ACT.


Accrual date – This is the date on which interest charges on the educational loan begins to accumulate.


Special condition form – This is an internal student worksheet which is required to be filled by a student whose financial situation changes in the current year.


ACG - Academic Competitiveness Grant. It is a Federal Grant which is given to students as defined by Federal guidelines. The grant is up to $750 for first-year undergraduates and up to $1,300 for second-year undergraduates.

Around hundreds and thousands of college students and their parents are scammed. This scam money amounts over $100 million each year. Thus, if you’re looking for some free money to make your college studies possible then make sure that you avoid scholarship scams. There are many con people and scammers out there who take advantage of your money requirements and flee away.

Loans are provided to students in order to help them for paying the college tuition fees, cost of books and other expenses required for living. There are three types of loans available for students in the United States. The federal government sponsors two types of student loans and the other type is the loans given by private institutions. Here are some tips for you that may come in handy while applying for student loans:

College is an expensive endeavor due to rising costs of textbooks, tuition fees as well as other expenses. Thus, college life is tantamount to poverty and keeps every student hanging in the balance financially most of the time. Here are a few tips that will help you in reducing your college expenses.



  • Be practical. Don’t follow trends. Just because everyone is wearing fashionable clothes it doesn’t mean you should do the same. Instead, make your own fashion statement or consult some budding fashion designers of your college who will design clothes for cheap for you.

  • Don’t order your meal. Home delivery will cost you more. Visit the grocery shop and get a local grocery saving card, which will save you some money.

  • Don’t eat at restaurants. It will cost you more, as well as you have to tip. Thus, cut out unnecessary restaurant spending. Have cheap foods like ramen noodles, cream of wheat, oatmeal, easy Mac etc.

Student health insurance is a type of insurance designed specially for students. It is necessary that the health of students is covered with a health insurance plan. Student health insurance has many advantages which can prove to be beneficial for you. A student health insurance plan can cover your health for most of the diseases and injuries. These days the colleges and universities have started providing health insurance for students with the help of insurance companies. It is not necessary that you buy your health insurance from the college. You can even opt for other private companies that have special health insurance plans for students. But while selecting a health insurance cover for yourself, you should be aware about the different aspects of student health insurance. Here are some factors that you should remember while purchasing student health insurance coverage:

Graduation period is upon us and there will loads of students from all over the country ready to embark the next phase of their lives. This is an exciting time as well as scary time for students as you have to manage all the things yourself. You will understand and manage majority of them efficiently but money management is the de facto task to manage. There will be many money mistakes committed by college students.


Here are a few of the common money mistakes that college students make –



  • Students are not taught the basics of personal finance management. This is where the problem starts. Many colleges include finance management courses which are not enough. Thus many students end up in saying that they should have learnt financial planning at an early age.

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A high school student’s summer jobs can get pretty passionate sometimes especially if you stay in a small city where the population is less. Can you imagine wasting your entire summer when you are old enough to work moreover can make good money to purchase those good clothes which you always desired?

Seeking for a summer job? Then go for a lifeguard. It is a great job that gives lots of appeal compared to several other options. Here are four compelling reasons why anyone wants to become a lifeguard.

Most of the job-seekers lose their hopes while finding new employment in the month of summer; by mistake they think that it is a sluggish season for hiring or as they are unfocused by the lazy pace during the summer months.

Students frequently find it hard to get a summer job which will use their skills as well as give them enough salary. Most of the students are also seeking for job opportunities which will be beneficial to their upcoming careers and that will also help build their CV.

In the fast changing world, most of the college students and teenagers are holding some credit cards on hand. Few even have accumulated huge amount of credit card debts because of their uncontrolled spending tendencies. Receiving the parents help to pay off the exceptional balances is simple but what happen if the parents also fail to give financial help?

You turned to 16 and you feel something good in yourself. You just acquired your driver’s license as well as with the help of your parents you acquired your first vehicle and now you are able to go different places and can do things whatever you want which you were never do when you were 15 year old.

It is not surprising that college students are extremely bogged down with studying and going to classes. Even college students who present at classes completely through online are very busy, although they can do all their coursework from their home.


Having the availability of schools and airline aviation education in the United States, the share of army pilots heading up for major airlines is going down in present context. Most of the ex-military pilots fill the cockpits of private and commercial airlines all around the world.


Force on the force training is also popular as military as well as police training ideas that makes a living force to another force, living through the dynamic combat scenario. Force on Force military and police training has become the most effective idea which is applied in the US Military and police training program, trainees can be used as they are forced for tactical decisions against next party using their own conscience.

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